Sampo Oyj (OSTO:SAMPO SDB) Moat Score : 6/10 (As of Jul. 05, 2025)

View and export this data going back to 2022. Start your Free Trial

What is Sampo Oyj Moat Score?

Sampo Oyj has the Moat Score of 6, which implies that the company might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Sampo Oyj has Narrow Moat: Sampo Oyj has a strong narrow moat with significant brand strength in the insurance sector, regulatory barriers, and customer loyalty. However, competition in financial services limits its moat to narrow.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sampo Oyj might have Narrow Moat - Strong narrow moat, clearly distinguishable but not wide.

Competitive Comparison of Sampo Oyj's Moat Score

For the Insurance - Diversified subindustry, Sampo Oyj's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sampo Oyj's Moat Score Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Moat Score distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Moat Score falls into.

Save Embed

;

Save Embed

;

Sampo Oyj (OSTO:SAMPO SDB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Sampo Oyj Moat Score Related Terms

Thank you for viewing the detailed overview of Sampo Oyj's Moat Score provided by GuruFocus.com. Please click on the following links to see related term pages.

Sampo Oyj Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Sampo Oyj (OSTO:SAMPO SDB) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

SAXPY:USA SAXPF:USA SAMPOh:UK 0HAG:UK SAMPO:Finland SAMPO:Denmark SMP0:Germany SMP0:Germany

Address

Fabianinkatu 27, Helsinki, FIN, 00100

Website

https://www.sampo.com

Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell personal lines of insurance to retail customers. If is the largest property and casualty insurer in the Nordics. Headquartered in Sweden If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer also focussing on personal lines insurance as well as agriculture and small and medium-sized enterprises. Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the United Kingdom. Mandatum, a life insurer and wealth and asset manager, was divested in 2023.

Sampo Oyj Headlines

No Headlines